Yes, you can still get SR22 insurance in Florida even if you don’t own a car. This is because SR22 insurance is required for drivers who have committed serious driving offenses and need to prove that they have the state-mandated insurance coverage. In this case, you can purchase non-owner SR22 insurance, which provides the necessary coverage when you drive vehicles that are not your own.
Non-owner SR22 insurance is ideal for those who drive rental cars, borrow cars from friends or family, or simply don’t own a vehicle but may still be required to show proof of financial responsibility. The coverage typically includes the minimum liability limits required by the state, which are $10,000 for bodily injury per person, $20,000 for two or more people, and $10,000 for property damage. This coverage ensures that you meet Florida’s requirements while driving any vehicle.
If you're looking for affordable sr22 florida options, non-owner SR22 insurance is often less expensive than traditional SR22 coverage, since it does not involve the cost of insuring a vehicle. It is important to note that if you are found to be driving without the necessary SR22 form, your license could be suspended. Therefore, ensuring you have the right coverage even without a car is critical to staying compliant with Florida’s laws.